MCF Capital

Capital from $10K to $1M — no credit score minimum, no hit to your credit

Done In 60 SecondsExplore Funding OptionsFunded In 24 HoursEven After A Bank Turns You Down

Encrypted & SecureNo Hard Credit PullNationwide Lender NetworkZero Upfront Fees

Lender offers change every day — see what you qualify for today.

Funding up to

$1,000,000

Quick Application

60 Seconds

Money in as fast as

24 Hours

Minimum Requirements

You only need to meet one of these two.

Revenue-Based

$8K+ monthly business revenue

No minimum credit score required.

Startup Funding

680+ credit score

For newer businesses still building revenue.

How It Works

Three Simple Steps To Funding

01

Tell Us About Your Business

Fill out one quick form in about a minute — no documents needed to start.

02

See Your Best Matches

We review your business profile and help you explore available funding options.

03

Get Paid Fast

Pick your offer and receive funds in as little as 24 hours.

Lender rates shift daily, so today's offers may not last.

Funding Approval Highlights

Results vary by business and lender; approval is not guaranteed.

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How MCF Capital Stacks Up Against Banks & Single Lenders

Traditional Bank

Documents Needed
2–3 Years of Tax Returns & Financial Statements
Application
Long, Paper-Heavy Process
Lender Options
Just 1
Support
Loan Processor
Approval Time
Weeks to Months
Time to Get Paid
Months
Collateral
Always Required
Profit History
2 Profitable Years
Minimum Credit Score
680+ FICO
Credit Check
Hard Pull

MCF Capital

Documents Needed
No Tax Returns or Bank Statements Needed to Start
Application
One Short Form, About a Minute
Lender Options
Explore Options Through a Funding Broker
Support
Your Own Funding Advisor
Approval Time
Hours to Days
Time to Get Paid
As Fast as 24 Hours
Collateral
Not Required
Profit History
Not Required
Minimum Credit Score
No Minimum
Credit Check
Soft Pull — No Score Impact

Direct Lenders

Documents Needed
3+ Months of Bank Statements, Tax Returns & Financials
Application
Several Pages Online
Lender Options
Just 1
Support
Automated System
Approval Time
Days to Weeks
Time to Get Paid
Days to Weeks
Collateral
Often Required
Profit History
Often Required
Minimum Credit Score
600+ FICO
Credit Check
Hard Pull

Funding Built Around Your Business

Fast Decisions

You'll know what you qualify for the same day you apply.

Everything Online

Sign and upload from your phone or computer — no faxing, no mailing.

Revolving Credit Lines

Draw more when you need it, or refinance later at better terms.

Room To Grow

As your revenue climbs, you can qualify for larger amounts.